Commercial Product Analyst

The Commercial Product Analyst is responsible for supporting the Commercial Product team in analyzing current processes and system use to identify and optimize processes and front-line experience specific to Commercial Lending. This individual serves as a bridge between the Regional Deal Teams, Lending Operations, and the Commercial Product team seeking feedback for continual advancement of the program. The Analyst partners with the Commercial Product Manager to identify and prioritize enhancements.

Additionally, this position will work with Commercial leadership teams to understand business, risk, product, financial and regulatory needs for the department. Along with the key functions listed below, this position will uphold the value that Washington Federal Bank places on simply being kind when servicing our colleagues and clients.

KEY FUNCTIONS: 

The primary functions of this role include:  

• Seeking front line feedback as it pertains to Commercial Lending practices. Often this means accumulating information from various regions for comprehensive understanding and evaluation.
• Identifying and documenting Business Requirements (BRD’s) for upcoming initiatives.
• Coordinate front line review and feedback throughout product initiatives, as well as final sign off prior to implementation.
• Partner with Commercial Product Manager to execute all changes with appropriate level of change management and oversight.
• Evaluate initiatives and assist in determining prioritization.
• Create and maintain internal product guides, charts and workflows in partnership with the Commercial Content and Training teams.
• Spearhead Commercial cleanup projects with limited supervision.
• Identify KPI’s for initiatives and partner with the analytics team to create ongoing tracking/reporting.
• Assist with User Acceptance testing in collaboration with the Commercial Product Business Analyst.
• Adhere to bank policies and procedures designed to comply with federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act and OFAC regulations. To that end, ensure timely and accurate preparation of Currency Transaction Reports, Suspicious Activity Reports and other recordkeeping requirements.
•  Other duties assigned

• Minimum of 4 years banking experience preferably in Commercial Banking or Lending.
• Excellent communication skills, strong organizational skills, and advanced customer relations skills. 
• Strong technical aptitude to learn and understand banks identified systems including but not limited to Built, nCino, DNA, integrations, API’s, etc.
• Ability to quickly determine functional needs from non-technical conversations with users and use analytical skills and tools (e.g., Excel, SQL) to make sound business recommendations. 
• Analytical skills to critically evaluate the information gathered from multiple sources, reconcile conflicts, and decompose high-level information to details
• Listening skills, understand what people say, probe when appropriate and help them articulate their true needs
• Graphics & modeling experience a plus, to represent requirements information in graphical forms (flow charts, swim-lanes, PowerPoint presentations, etc.)
• Must be team-oriented, self-motivated, and able to work with minimal supervision.
• Position requires high level of organizational skills, clear and concise verbal and written communication skills including good customer relations skills.
• The position requires proven record of follow through and collaboration.

At WaFd Bank you get all of these great benefits!

• Paid time off for vacation, sick days and holidays
• Health insurance
• Stock options
• Bonus programs
• Generous 7% 401(k) employer matching*
• Paid Parental Leave
• Life and AD&D insurance
• Long-term disability
• Tuition Reimbursement
• Employee assistance programs
• Pre-tax health and dependent-care spending plans

WaFd Bank Benefits Summary - Click here for more information

We are committed to Equal Employment Opportunity and Affirmative Action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375

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